One-time purchase — $27

Monthly Budget + Net Worth Tracker

The spreadsheet you own forever. Track every dollar, build your net worth, and never hand your financial data to an app again.

What's inside the template

Monthly Budget Net Worth Annual Summary

Income $8,500 $8,720 +$220

Housing $2,400 $2,400 $0

Food & Groceries $600 $718 +$118

Transportation $400 $385 -$15

Entertainment $150 $112 -$38

Net Worth — Jan 2025

$184,230

↑ $4,820 this month

$27

One-time · No subscription · Yours forever

Get Instant Access — $27

Secure checkout via Stripe · Download immediately after

🛡️

30-Day Money-Back Guarantee

Don't love it? Email us within 30 days — full refund, no hoops, no awkward conversations.

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Monthly Budget Sheet

Income vs. actuals tracker with variance column so you know exactly where every dollar went.

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Net Worth Tracker

Assets minus liabilities, updated monthly. Watch your wealth grow over time.

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Annual Summary Sheet

Full-year income and expense breakdown — great for tax prep and annual reviews.

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Works in Excel & Google Sheets

Fully compatible with both. No macros, no add-ons — just open and use.

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You Own the File

Download once, keep forever. No subscription, no cloud lock-in, no data harvesting.

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Annual Updates Included

We update the calendar structure each year at no extra charge.

Our commitment to you

Try it for 30 days. If it doesn't work, we refund you — no hard feelings.

What qualifies for a refund: You changed your mind, the template doesn't fit how you work, or it's not what you expected. Email us at ownyourmoney@polsia.app — we process refunds via Stripe within 3 business days. That's it. No forms, no manager approval, no awkward conversation.

Get the Template

Common questions

Is this compatible with Excel and Google Sheets?

Yes — it works in both, plus LibreOffice and any spreadsheet app that opens .xlsx files. No macros, no add-ons required.

Is this a subscription?

No. Pay once, download the file, keep it forever. No recurring charges, ever.

What if I need help using the template?

Email us at ownyourmoney@polsia.app — we respond within 1 business day. We also include setup notes inside the template to get you running in minutes.

Do I need to buy it again next year?

No. We update the calendar structure each January at no charge — you'll receive the new version via email. You're not locked into anything.

Can I share this with my spouse or family?

The license covers personal use — one household. If you want to use it across multiple businesses or with clients, contact us.

How do I receive the template after paying?

Instant download right after checkout. You'll also get the file link sent to the email address you provide at Stripe.

What if it doesn't work for me?

Email us within 30 days for a full refund — no forms, no manager approval, no awkward conversation. Just ownyourmoney@polsia.app.

What does the Complete Financial System bundle include?

All 4 templates at $79 — Monthly Budget + Net Worth, Annual Budget Planner, Debt Payoff Tracker, and Cash Flow Tracker. That's $39 off vs. buying individually ($27 + $47 + $17 = $91 would be the minimum, and cash flow is $27 too, so the total would be $118). They all work together, with the Monthly Budget feeding naturally into the Annual Planner.

Do you store any of my financial data?

No. The template lives on your computer or Google Drive. We never see your numbers.

Take control of your money, starting today.

The Monthly Budget template is already being used by people who were tired of letting their finances run on autopilot.

Get the Template — $27

or browse all templates — the Complete Financial System bundle is all 4 for $79 (save $39).